HomeCase StudiesPayU Payment Gateway & HSBC Bank Reconciliation Engine
Financial Services & LogisticsClient: Fintech & Enterprise LogisticsVerified Production Go-Live

PayU Payment Gateway & HSBC Bank Reconciliation Engine

Automated 3-way daily matching of PayU payment gateway capture logs, HSBC bank UTR statements, and internal ERP accounts.

18 hrs
Saved per Week
100%
Match Accuracy
0
Unreconciled Leaks
The Operational Bottleneck

Finance team spent 3+ hours daily manually matching thousands of online PayU transactions against HSBC bank settlement credit advisories. Mismatches in settlement dates and merchant fees caused month-end accounting delays.

The Automated Solution

Automated reconciliation engine with deterministic matching logic, fee variance calculators, duplicate detection, and automated posting summary for ERP ledger upload.

Execution Pipeline

How This System Runs in Production

01Stage 01

Data Ingestion & Inbound Hook

Captures data payloads, batch spreadsheets, or webhook triggers directly with zero human latency.

02Stage 02

Schema Sanitization & Rules

Cleans and validates records against strict tax, inventory, or ledger calculation rules.

03Stage 03

Unattended Engine Execution

Runs headless UI bot or direct REST bridge with automated exponential retry policies.

04Stage 04

Transaction Logging & Alert

Outputs CA-auditable execution logs and dispatches instant WhatsApp/Slack status alerts.

Technologies Used

Excel VBAPython (pandas)Regular ExpressionsHSBC UTR ParserPayU GatewayHSBC BankingUTR MatchingReconciliation

"What used to take our senior accounts team half their day now runs in a couple of minutes. The UTR matching logic has eliminated every settlement discrepancy."

Head of Treasury & Accounts
Logistics & Supply Chain Enterprise